My son is 21 (will be 22 at end of August) and currently living at home. He has hemiplegia with moderate learning difficulties. He currently receives DLA (mobility Lower and Care Middle rates) and ESA (currently in Support group though waiting a renewal decision after a recent WCA ).
He wants to move into a flat (private letting) in which his sister (20) will live with him to help him, as he wouldn’t be able to live alone. We will obviously be providing a lot of support also for this to happen.
I enquired about Housing benefit (as he would need this in order to pay the rent) and, unfortunately, our area has just swapped to a full service area, so he would have to switch to Universal credit to apply for this.
Having spoken to a Letting Agent, the normal practice, would be for both he and his sister to be Joint tenants of any property they would rent. I believe this would make him liable for only half the rent (?) and therefore not receive the full 2-bed allowance which we were hoping he would receive in order to make this possible. I am also a bit concerned about his understanding and being able to sign a tenancy agreement but have read up a lot on this and think, with simple explanations, that he could understand the concept, even if not the complete legal jargon (who does?!) and so would be able to do this.
If he were to be the ‘tenant’ and his sister a ‘Permitted Occupier’ - would this be a solution and he would be entitled to the full 2-bed allowance? (I believe her income would be disregarded as he gets DLA?) I have already said I would put the terms’ rent up in advance as I know a lot of landlords don’t like tenants on HB as they can’t be sure of getting the rent and he wouldn’t pass a credit check to be able to afford it anyway.
I then read somewhere that he wouldn’t be entitled to any housing element until he is OVER 21? Does this apply to him?
Any help and advice on tenancy agreements especially related to Universal Credit applications would be most appreciated.